Prior to initiating a foreclosure the lender must publish a notice of sale date for four (4) consecutive weeks in a newspaper of general circulation in the county in which the property is located. Within 15 days of the first publication of the notice a further notice must be posted at the property to be foreclosed. Although there is no default notice requirement under Michigan law the mortgage document will govern such notice provisions and if contained in the trust mortgage they must be adhered

• Notice of foreclosure as described above must contain certain information including the name of the mortgagor the name of the mortgagee the name of any party or assignee, the date of the mortgage and it's recordation, the delinquent amount, a legal description of the property, the length of any applicable redemption period and the place and date of foreclosure sale.
• Foreclosure sales must take place between 9AM and 4PM as part of a public auction. The trustee or sheriff will auction the property to the highest bidder including the lender. The foreclosure sale may be postponed by posting a notice of postponement at the same location the sale was originally going to occur at. Postponements more than one week must be re-published in accordance with the original sale notice procedure.

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